Who We Are
Other People's Money is a foundational concept in real estate investing is the best deals are built using leverage, not just our own money.
Cash-on-Cash Return is one way we measure how effectively our own money is making money;
Annual Pre-Tax Cashflow ÷ Our Own Cash Invested
For a long-term rental, our own cash invested might be the down payment and the cost of the loan to borrow OPM.
| "Teach investors how to borrow other people's money."
The worst time to learn the basics of borrowing is when we've found the property we just have to have. The second is when we think we know... and change our buy box.
Maybe we found a property where the rehab costs more than the house. Maybe we are ready for our first rehab over $150k. Maybe it's a house out in the country. Maybe we found a commercial property to rehab.
Every lender is unique. Some like experienced investors while others accept first-timers. Some lend in urban and suburban areas while others will also do rural. So many variables. You bring the deal. We help you find the funding.
Doug Hacker, Principal Broker
OPM.LLC is built on a simple premise: our job is teach you how to borrower other people's money. Real estate investors don't need another lender — they need someone who knows the lenders, understands the boxes, and can match a deal to the right lender.
From deal to deal, we may want a different loan or can graduate to a better loan. Maybe we plenty of our own funds and just want the least expensive loan. Maybe we have a lot going on and we need to minimize cashflow.
My background is in real estate investment strategy, not just origination. That means I understand the deal before I start making calls. Whether you're flipping your first house or building a rental portfolio, we are focused on getting you funded — not just getting you to an application.
How We Work
